Attorneys and insurance agents are often combative with one another, but this refreshing book is a unique collaboration. Attorney David M. Frees, III, and his brother, Robb S. Frees, an insurance agent, have produced an innovative educational book about insurance coverage and its legal implications in Pennsylvania. This comprehensive legal book explains insurance coverages and terms in easy-to-understand language, and guides readers through the different kinds of insurance available in Pennsylvania, what is important, and why. The clear organization and down-to-earth approach makes this book a valuable reference tool for a layperson. David M. Frees, III, practices law in Phoenixville. His brother, Robb S. Frees is the third generation owner of Frees insurance agency.