This book discusses how to protect your family by purchasing the correct type of car insurance. By reading this book you will learn: The difference between full tort and limited tort coverage; A definition of uninsured motorist coverage and underinsured motorist coverage; Why, if you file a lawsuit or make an insurance claim, your health insurance company, Medicare or the Department of Public Welfare may want to take all of your settlement or verdict proceeds and leave you with nothing; How you can protect yourself and your family with your own car insurance policy regardless of whether the other driver has insurance coverage, or regardless of whether the other driver has enough insurance coverage; Why it is extremely important that you read and understand your car insurance policy, and why it is extremely important for you to ask your insurance agent for the kind of insurance coverage that will protect you and your family.