Chesley F. Crosby has been leveling the playing field with insurance companies since 1983. He has devoted his career to representing individuals who have suffered serious and catastrophic injuries or death due to car and motorcycle accidents, medical malpractice and hospital negligence, slip/trip and fall accidents and wrongful death cases, and has pioneered court certification and court approved settlement in numerous class actions in Newfoundland and Labrador. This book is written in plain English to education individuals and families about their legal rights in the event of personal injury or death due to the fault or negligence of others.